Comparing Medigap Plans in Tennessee

If you live in Tennessee and are looking for Medicare Supplement plans, which are in purchased in addition to Medicare Parts A and B of the federal Medicare program, you can opt for Medigap coverage. There are 10 different plans to choose from for Medigap plans in the state of Tennessee, but not all insurance Read more about Comparing Medigap Plans in Tennessee[…]

Scam caller posing as Insurance Department employee

HARRISBURG, Pa. (WHTM) – Consumers are warned to look out for a phone scam that involves a caller posing as an employee of the Pennsylvania Insurance Department. “We believe these individuals are trying to use our name as a marketing tactic, and that’s deceptive marketing,” Insurance Commissioner Jessica Altman said. The department recently received two Read more about Scam caller posing as Insurance Department employee[…]

The ABCs of picking a Medicare supplemental policy

Dear Savvy Senior, Can you provide any advice on choosing a Medicare supplemental policy to help cover things outside of Medicare? I’ll be 65 in a few months and could use some assistance. — Looking for Help Dear Looking, If you plan to enroll in original Medicare, getting a supplemental policy (also known as Medigap Read more about The ABCs of picking a Medicare supplemental policy[…]

The Most Popular Medigap Plans Are Disappearing in 2020

When you sign up for Medicare, you can choose from two basic options: original Medicare — usually with a Medigap plan to supplement the basic level of coverage — or a Medicare Advantage plan, which replaces original Medicare and functions similarly to ordinary pre-retirement health insurance policies. But if you’ll be joining Medicare after 2019, Read more about The Most Popular Medigap Plans Are Disappearing in 2020[…]

JOEL MEKLER: Is Original Medicare enough?

Is this the year you will be eligible for Medicare? If so, you might want to ask yourself this important question: Will original Medicare be sufficient to meet your health care needs? If you answered, “No” you have done your homework. Joel Mekler is a certified senior adviser.  The Kaiser Family Foundation said in a Read more about JOEL MEKLER: Is Original Medicare enough?[…]

When you are Eligible for Medigap Insurance Plans in TX

To buy Medigap insurance plans if you are in Texas, you must meet the requirements for Medicare Part A and Medicare Part B. If you want to enhance your well-merited benefits with the state’s Medigap, then the perfect time to consider enrolling in the two basic parts of the Original Medicare should be when you Read more about When you are Eligible for Medigap Insurance Plans in TX[…]

7 Confusing Medicare Terms Explained

Countless seniors rely on Medicare for their health-related needs. But if you’re first learning about the program, navigating its various terminology can leave your head spinning. Here are a few commonly used terms associated with Medicare and what they mean to you. 1. Medicare premium This is the amount you’ll pay in exchange for coverage Read more about 7 Confusing Medicare Terms Explained[…]

Is a Medigap Policy Right for You?

A Medigap plan is designed to fill in benefit gaps in Medicare coverage. While every state has a standardized Medigap plan, each of them has a different set of benefits. Fortunately, each of these plans must cover certain basic benefits, such as Medicare coinsurance and copayments. However, they don’t cover such things as long-term care, Read more about Is a Medigap Policy Right for You?[…]

Covering the Bases: What to do when your Medicare Advantage plan will no longer be offered

I just received notice that my Medicare Advantage plan will no longer be offered for 2018. What do I need to do? If you have received notice that your Medicare Advantage plan is longer offering coverage in your area you have two options: return to Original Medicare, or select another Medicare Advantage plan. Technically, you Read more about Covering the Bases: What to do when your Medicare Advantage plan will no longer be offered[…]

Medicare supplement options for seniors

It’s not too early to begin reviewing your Medicare insurance coverage choices. Medicare Supplement Insurance, or Medigap, helps seniors pay Medicare deductibles, copays and coinsurance that Medicare doesn’t cover. You must have a Medicare Part A and Part B to purchase Medicare Supplement Insurance. If you have a Medicare Advantage Plan, you can apply for Read more about Medicare supplement options for seniors[…]